Living in Bali : A Complete Guide to Island Life for Expats
Bali has long been a dream destination for travelers. But, for many, it’s more than just a place to visit. Living in Bali offers the chance to enjoy warm tropical weather, vibrant culture, and an affordable lifestyle, all while surrounded by stunning natural beauty. But like any major move, relocating to Bali comes with both rewards and challenges.
If you’re considering making the Island of the Gods your new home, this article will guide you through what it’s really like living in Bali, from daily life and costs to the pros and cons you should know before taking the leap.
Pros of Living in Bali
Bali offers an affordable lifestyle, especially for those earning in currencies like USD, EUR, or AUD. You can rent a private villa with a pool, hire household help, and dine out frequently without stretching your budget too far. The island enjoys warm, tropical weather year-round, with the dry season from May to September providing plenty of sunny days perfect for outdoor living.
Bali offers an affordable lifestyle, especially for those earning in currencies like USD, EUR, or AUD. You can rent a private villa with a pool, hire household help, and dine out frequently without stretching your budget too far. The island enjoys warm, tropical weather year-round, with the dry season from May to September providing plenty of sunny days perfect for outdoor living.
Additionally, its location in the heart of Southeast Asia makes Bali an excellent travel hub, allowing easy exploration of Indonesia as well as nearby countries such as Thailand, Singapore, and Vietnam.
Cons of Living in Bali
One of the most significant adjustments for newcomers is the lack of public transportation. Bali doesn’t have a formal public transit system, so most people rely on scooters or ride-hailing apps like GoJek and Grab. If you’re not comfortable riding a scooter, getting around can be inconvenient and costly.
Traffic and road safety are also major concerns. Popular areas like Canggu and Seminyak often experience heavy congestion, and road conditions can be unpredictable. Safety standards vary, and scooter accidents are unfortunately common, especially for those unfamiliar with local driving norms.
Visa regulations can be complex. Indonesia offers several visa types, such as tourist, social, and business visas, but the rules can be confusing. Many expats choose to work with trusted visa agents to manage their stay legally, and some visa types require periodic travel outside the country.
Healthcare quality in Bali varies. While there are reputable international clinics and hospitals, mainly in Denpasar and Ubud, more serious medical issues might require travel to Singapore or Australia. For this reason, comprehensive international health insurance is essential.
Lastly, adapting to local culture and lifestyle takes time. Bali runs at a slower pace, and service standards may differ from what you’re used to. Power outages or inconsistent water supply can happen, and cultural differences may also feel frustrating at times if you're not prepared.
Best Places to Live in Bali
| Area | Overview | Lifestyle & Community | Pros | Considerations |
|---|---|---|---|---|
| Canggu | A popular hotspot for digital nomads, blending laid-back surf culture with modern convenience. | Home to a vibrant, international community of young expats and creatives. Daily life revolves around co-working spaces, cafes, gyms, and beach clubs such as The Lawn and Finns. | Strong digital nomad infrastructure, active social scene, modern amenities, and easy networking opportunities. | Traffic congestion during peak hours; most residents rely heavily on scooters for mobility. |
| Ubud | Known for its cultural atmosphere, lush greenery, and wellness-focused lifestyle. | Popular among long-term expats, remote workers, and wellness enthusiasts seeking a slower, more mindful way of living. | Peaceful environment, strong yoga and wellness community, rich Balinese culture, and a cooler inland climate. | Far from the beach, limited nightlife, and fewer entertainment options compared to coastal areas. |
| Seminyak | An upscale coastal area offering a cosmopolitan lifestyle with a Balinese touch. | Attracts expats who enjoy comfort, convenience, and a more urban environment close to the beach. | High-end boutiques, luxury villas, gourmet dining, spa experiences, and beach clubs like Potato Head. | Certain areas can feel crowded and tourist-heavy, especially during peak seasons. |
| Sanur | A quiet and relaxed seaside area with a more residential feel. | Favored by families, retirees, and long-stay expats looking for stability and everyday comfort. | Calm beaches with gentle waves, a long beachfront promenade, international schools, healthcare facilities, and supermarkets. | Limited nightlife and fewer trendy spots compared to Canggu or Seminyak. |
Cost of Living in Bali
Accommodation
A major part of your monthly expenses in Bali will go toward rent, which varies significantly depending on the type of accommodation and its location. At RedLotus, a well-known property rental service in Ubud, monthly rent typically ranges from USD 1,235 to 2,600, depending on the room type and amenities.
For those planning a longer stay, yearly rental packages are also available, with some villas priced around USD 24,691 per year, offering better value for extended stays. This flexibility allows you to tailor your living situation to your lifestyle and budget.
Food & Drink
Food and drink expenses in Bali are highly flexible and depend largely on lifestyle choices. Daily meals can be very affordable if you eat at local eateries, where simple Indonesian dishes are widely available at low prices. On the other hand, dining at cafes, international restaurants, or beach clubs comes at a higher cost, especially in popular expat areas. This wide range allows residents to balance between budget-friendly meals and occasional dining experiences without feeling restricted.
Grocery costs also vary depending on where you shop. Local markets offer fresh produce, rice, and basic ingredients at reasonable prices, making them ideal for everyday cooking. Supermarkets and specialty stores provide a wider selection, including imported goods, but these items are typically more expensive. Alcohol and imported food products tend to significantly increase monthly spending, especially for those accustomed to Western diets.
Overall, food and drink costs in Bali can be adjusted easily to suit different budgets. Whether you prefer cooking at home, eating local food daily, or enjoying international cuisine regularly, Bali offers enough variety to maintain a comfortable and sustainable lifestyle without excessive expenses.
Transportation
Transportation is a key part of the cost of living in Bali because public transportation is very limited. Most residents rely on scooters for everyday commuting, which can be a cost-effective option if you are comfortable riding and follow basic safety practices. However, you should also factor in fuel, parking fees in busy areas, and routine maintenance such as servicing and tire replacements.
If you prefer not to ride a scooter, ride-hailing services are widely available and convenient for short trips, but frequent usage can add up over time. Some long-term residents choose to rent a car or hire a private driver for comfort, especially for family travel or longer distances. Overall, transportation costs in Bali depend on how often you travel, where you live, and whether you prioritise affordability or convenience.
Living in Bali: FAQ
| How much does it cost to live in Bali as an expat? | The cost of living in Bali varies depending on lifestyle and location. A single expat typically spends between USD 1,200–2,500 per month, covering rent, food, transportation, and leisure. Luxury villas or private schooling can increase expenses, while modest housing and local dining help keep costs lower. |
| What are the best neighborhoods for living in Bali? | Popular expat areas include Canggu for digital nomads and surf culture, Ubud for wellness and a slower pace of life, Seminyak & Kerobokan for dining, shopping, and nightlife, and Sanur & Jimbaran for quieter, family-friendly living with easy beach access. |
| Do you need a visa to live in Bali long-term? | Yes. Short stays are usually covered by tourist visas, but long-term living requires options such as a KITAS (Temporary Stay Permit), Investor Visa, or Retirement Visa. Each visa type has specific requirements, including sponsorship, proof of income, or age eligibility. |
| Can you live comfortably in Bali on USD 1,000 per month? | It is possible with a very modest lifestyle, such as renting a simple room, eating mostly local food, and using a scooter for transportation. However, most expats find that a budget of USD 1,500–2,000 per month provides a more comfortable and balanced lifestyle. |
| Is Bali safe for foreigners to live in? | Bali is generally safe, especially in areas with established expat communities. Most issues involve minor crimes such as scooter theft. Living safely in Bali involves respecting local customs, following traffic rules, and maintaining proper insurance coverage. |
| What healthcare options are available for expats in Bali? | Bali has international-standard hospitals and clinics, mainly located in Denpasar, Ubud, and Canggu. Many expats rely on private healthcare and international insurance that covers treatment in Bali and medical evacuation to Singapore or Australia for complex cases. |
Tips for Moving to Bali
Before making the big move, it’s wise to visit Bali and spend some time living like a local, beyond the tourist attractions. This helps you get a realistic sense of daily life, including the pace, climate, and community. Make sure to secure reliable health insurance that covers both everyday needs and emergencies, as public healthcare may not always meet international standards.
Learning basic Bahasa Indonesia goes a long way in building rapport with locals and navigating everyday situations. Joining local Facebook groups for expats can also be incredibly helpful for finding housing, getting recommendations, or simply connecting with others who’ve made the same move.
Lastly, be sure to understand Bali’s visa requirements thoroughly. Immigration rules can change, so working with a trusted visa agent can save you time and help you avoid legal issues.
Final Thoughts: Is Living in Bali Right for You?
Living in Bali offers the promise of adventure, cultural depth, and a slower, more mindful pace of life. But it is not without its challenges. Like any move, it requires careful planning and realistic expectations. Take the time to do your research, consider the pros and cons, and prepare for the practicalities of island living.
If you decide to take the leap, come with respect, curiosity, and an open heart. You might just find that Bali feels like home.
Thinking about relocating? We are here to help. Contact us here .
Villa For Sale
VS 469
- 10 Sqm
- 2 Bedroom
- 2 Bathroom
Available
IDR 12,000,000
Bibendum purus aenean mus aenean eu interdum nonummy ipsum ad consequat. Dui eros donec faucibus convallis tempus rutrum id donec mus hymenaeos placerat congue curae mauris turpis gravida viverra consequat consequat gravida luctus.